Turning client challenges into flexible lending solutions

Your Trusted Partner in
Private Lending

Our Mission

At Uptown Financial, we empower agents and brokers with the tools and resources they need to help their clients achieve homeownership, reposition their debts, or grow their investment portfolios. Since our founding, we have funded millions of dollars in private mortgage loans, helping thousands of clients realize their real estate dreams. Whether you’re navigating complex financing as a broker or building wealth as an investor, we’re here to provide smart, flexible solutions backed by a commitment to education and transparency.

Our Product Offerings

We offer a wide range of products to help meet your clients diverse financial needs:

Choice 80

A versatile solution for purchases and refinances, designed for both owner-occupied and rental properties with flexible terms.

Choice Multi 65

Flexible financing for multi-residential and mixed-use properties with straightforward terms, tailored for purchases or refinances.

Equity Plus

Simple, equity-based lending for purchases, refinances, or equity take-outs with competitive rates and flexible terms.

First Choice

Tailored mortgage solutions for self-employed clients or those with unique financial needs, featuring flexible terms and competitive options.

First Choice Express

A fast and flexible lending option for clients with a reliable payment history, offering affordability and tailored solutions.

Ontario Wide

Private lending solutions for residential and commercial properties across Ontario, offering tailored options to meet diverse needs.

Second Choice

Customized 2nd mortgage solutions for clients managing debt, bruised credit, or unique financial challenges.

Urban & Rural

1st and 2nd mortgage solutions for urban and rural properties, including hobby farms, with flexible terms and tailored options.

Why Partner with Uptown?

Flexible Lending Solutions Backed by Expert Guidance

Traditional lending options don’t always fit your clients’ unique needs. At Uptown, we offer tailored solutions that help you close deals that might otherwise fall through. With a diverse range of private mortgage products, we empower brokers and agents to overcome financial roadblocks, ensuring clients can secure funding for everything from their dream home to commercial investments.

What Sets Us Apart?

Over 20 Years of Loan Expertise

Over 20 Years of Loan Expertise

Fast Approvals & Reliable Funding

Fast Approvals & Reliable Funding

Extensive Distribution Network

Extensive Distribution Network

Customized Solutions for Residential & Commercial Real Estate

Customized Solutions for Residential & Commercial Real Estate

We pride ourselves on delivering a seamless experience for brokers and their clients, with fewer restrictions and faster approvals. Let us help you navigate the private mortgage landscape with confidence.

Innovative Solutions for Agents & Brokers Out-of-the-Box Lending Options

As an agent or broker, you no longer need to turn away clients who don’t meet traditional lending requirements. We provide creative solutions tailored to your unique client needs, ensuring every deal is handled securely and reliably. Our expertise keeps deals moving forward while delivering exceptional outcomes for all parties involved.

Why Work With Uptown?

Tailored Loan Products for Challenging Deals

Tailored Loan Products for Challenging Deals

Flexible Terms for Quick Approvals

Flexible Terms for Quick Approvals

Streamlined Process from Start to Finish

Streamlined Process from Start to Finish

Collaborative Partnerships with Brokers

Collaborative Partnerships with Brokers

We work collaboratively to help you deliver the best outcomes for your clients. Together, we’ll help them take control of their finances and build a stronger future.

Contact Us Today

Join the growing number of brokers and agents who trust Uptown for private lending solutions. Together, we’ll create the best outcomes for your clients and investors.

Let’s Work Together

With Uptown, you gain more than just a lender—you gain a partner who is dedicated to your success. Our approach to private lending is built on collaboration, transparency, and flexibility. Whether you’re helping a client secure a loan or growing your own business, Uptown has the expertise and resources to support you.

Stay Informed
with Uptown

Sign up for our mailing list to receive exclusive updates on the latest rates and private lending solutions. Stay ahead with valuable insights to better serve your clients and grow your business.

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